/* ============================================================
   Avere — home
   Linguagem visual inspirada em bancos digitais globais:
   tipografia em escala de outdoor, contraste claro/escuro,
   superfícies grandes e o produto sempre em cena.
   Este arquivo vale só para a home (body.home).
   ============================================================ */

/* --- 1. Tokens da home ----------------------------------- */
body.home{
  --tinta:#12160F;
  --tinta-2:#4E5A50;
  --suave:#5A655C;
  --linha:#E7E3D8;
  --linha-forte:#D6D1C3;
  --papel:#F7F5EF;
  --papel-2:#EFECE4;
  --superficie:#EFECE4;
  --creme:#F4F1E8;
  --verde:#0E2418;
  --verde-2:#16341F;
  --verde-600:#2C6B44;
  --ouro-300:#D9BC86;

  --t-display:clamp(42px,5.6vw,86px);
  --t-h2:clamp(34px,4.8vw,64px);
  --t-h3:clamp(19px,1.6vw,24px);
  --t-lead:clamp(17px,1.35vw,20px);
  --secao:clamp(72px,8.5vw,124px);
  --raio:20px;
  --raio-g:26px;
  --raio-xg:32px;

  background:var(--papel);
  color:var(--tinta);
}

body.home .wrap{max-width:1240px;padding-inline:28px}
body.home [id]{scroll-margin-top:96px}

/* sem JavaScript a página aparece inteira; com JS, entra em cena ao rolar */
body.home .rev{opacity:1;transform:none;transition:none}
.js body.home .rev{opacity:0;transform:translateY(12px);transition:opacity .65s cubic-bezier(.4,0,.2,1),transform .65s cubic-bezier(.4,0,.2,1)}
.js body.home .rev[data-visivel="sim"]{opacity:1;transform:none}
body.home h1,body.home h2,body.home h3{letter-spacing:-.035em}
body.home h2{line-height:1.02}

/* --- 2. Cabeçalho ---------------------------------------- */
body.home{--topo-h:80px}
body.home .topo{
  background:transparent;
  backdrop-filter:none;-webkit-backdrop-filter:none;
  border-bottom:1px solid transparent;
  transition:background .25s,border-color .25s;
}
body.home .topo[data-rolou="sim"]{
  background:rgba(247,245,239,.9);
  backdrop-filter:saturate(180%) blur(16px);
  -webkit-backdrop-filter:saturate(180%) blur(16px);
  border-bottom-color:rgba(18,22,15,.1);
}
body.home .topo .wrap{display:block;height:auto}
body.home .topo-linha{display:flex;align-items:center;gap:36px;height:var(--topo-h)}

/* logo e navegação: claros sobre a foto, escuros depois de rolar */
body.home .marca img{height:28px}
body.home .marca-simbolo--claro{display:block}
body.home .marca-simbolo--escuro{display:none}
body.home .topo[data-rolou="sim"] .marca-simbolo--claro{display:none}
body.home .topo[data-rolou="sim"] .marca-simbolo--escuro{display:block}
body.home .marca b{color:var(--creme);font-size:24px;transition:color .25s}
body.home .topo[data-rolou="sim"] .marca b{color:var(--tinta)}

body.home .nav{display:flex;align-items:center;gap:2px;margin-right:auto}
body.home .nav a{
  padding:9px 14px;border-radius:999px;font-size:15px;font-weight:500;
  letter-spacing:-.01em;color:rgba(247,243,233,.86);transition:color .2s,background .2s;
}
body.home .nav a:hover{color:#fff;background:rgba(255,255,255,.14)}
body.home .topo[data-rolou="sim"] .nav a{color:var(--tinta-2)}
body.home .topo[data-rolou="sim"] .nav a:hover{color:var(--tinta);background:rgba(18,22,15,.06)}

body.home .nav-acoes{display:flex;align-items:center;gap:8px;flex:none}
body.home .entrar{font-size:15px;font-weight:500;padding:9px 12px;color:var(--creme)}
body.home .entrar:hover{opacity:.7}
body.home .topo[data-rolou="sim"] .entrar{color:var(--tinta)}

body.home .btn{font-size:16px;font-weight:600;padding:15px 30px;gap:10px}
body.home .btn--p{padding:11px 20px;font-size:15px}
body.home .btn--escuro{background:var(--tinta);color:#FAF8F2}
body.home .btn--escuro:hover{background:#000}
body.home .topo .btn--escuro{background:var(--creme);color:var(--tinta)}
body.home .topo .btn--escuro:hover{background:#fff}
body.home .topo[data-rolou="sim"] .btn--escuro{background:var(--tinta);color:#FAF8F2}
body.home .topo[data-rolou="sim"] .btn--escuro:hover{background:#000}
body.home .btn--linha{border:1.5px solid rgba(18,22,15,.22);background:transparent;color:var(--tinta)}
body.home .btn--linha:hover{border-color:var(--tinta);background:rgba(18,22,15,.04)}
body.home .btn--claro{background:#FAF8F2;color:var(--verde)}
body.home .btn--claro:hover{background:#fff}
body.home .btn--ouro{background:var(--ouro-300);color:#14281D}
body.home .btn--ouro:hover{background:#E8D3AE}
body.home .btn--bloco{padding:15px 24px}
.btn--vidro{
  border:1.5px solid rgba(255,255,255,.42);color:#F7F3E9;
  background:rgba(255,255,255,.05);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);
}
.btn--vidro:hover{background:rgba(255,255,255,.14);border-color:rgba(255,255,255,.72)}

/* botão do menu no celular */
.nav-botao{
  display:none;width:44px;height:44px;border-radius:50%;
  border:1.5px solid rgba(255,255,255,.45);place-items:center;align-content:center;gap:4px;
}
.nav-botao span{display:block;width:17px;height:1.6px;background:var(--creme);transition:transform .25s,opacity .25s}
body.home .topo[data-rolou="sim"] .nav-botao{border-color:rgba(18,22,15,.2)}
body.home .topo[data-rolou="sim"] .nav-botao span{background:var(--tinta)}
.nav-botao[aria-expanded="true"] span:nth-child(1){transform:translateY(5.6px) rotate(45deg)}
.nav-botao[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-botao[aria-expanded="true"] span:nth-child(3){transform:translateY(-5.6px) rotate(-45deg)}

.nav-mobile{
  position:absolute;left:0;right:0;top:var(--topo-h);
  background:var(--papel);border-bottom:1px solid var(--linha);
  padding:12px 28px 26px;display:flex;flex-direction:column;gap:2px;
  box-shadow:0 24px 40px -30px rgba(18,22,15,.4);
}
.nav-mobile[hidden]{display:none}
.nav-mobile > a{padding:15px 0;font-size:19px;font-weight:500;border-bottom:1px solid rgba(18,22,15,.07)}
.nav-mobile .btn{margin-top:18px;border-bottom:0;text-align:center;background:var(--tinta);color:#FAF8F2}

/* sem JavaScript o cabeçalho fica sólido desde o topo */
html:not(.js) body.home .topo{background:rgba(247,245,239,.94);backdrop-filter:blur(16px)}
html:not(.js) body.home .marca-simbolo--claro{display:none}
html:not(.js) body.home .marca-simbolo--escuro{display:block}
html:not(.js) body.home .marca b{color:var(--tinta)}
html:not(.js) body.home .nav a{color:var(--tinta-2)}
html:not(.js) body.home .entrar{color:var(--tinta)}
html:not(.js) body.home .topo .btn--escuro{background:var(--tinta);color:#FAF8F2}
html:not(.js) body.home .nav-botao{border-color:rgba(18,22,15,.2)}
html:not(.js) body.home .nav-botao span{background:var(--tinta)}

/* --- 3. Hero --------------------------------------------- */
.hero{
  position:relative;isolation:isolate;overflow:hidden;
  display:flex;align-items:center;
  min-height:clamp(560px,50vw,700px);
  margin-top:calc(var(--topo-h) * -1);
  padding-block:calc(var(--topo-h) + clamp(40px,5vw,64px)) clamp(64px,7vw,104px);
  background:var(--verde);
}
.hero-midia{position:absolute;inset:0;z-index:0}
.hero-midia img{
  width:100%;height:100%;object-fit:cover;
  object-position:50% 0%;
}
.hero-sombra{
  position:absolute;inset:0;z-index:1;pointer-events:none;
  background:
    linear-gradient(90deg,rgba(6,20,13,.94) 0%,rgba(6,20,13,.87) 30%,rgba(6,20,13,.52) 54%,rgba(6,20,13,.16) 74%,rgba(6,20,13,.05) 100%),
    linear-gradient(180deg,rgba(6,20,13,.72) 0%,rgba(6,20,13,0) 32%),
    linear-gradient(0deg,rgba(6,20,13,.58) 0%,rgba(6,20,13,0) 36%);
}
.hero-grade{position:relative;z-index:2;display:block}
.hero-texto{max-width:520px}
.hero-olho{
  display:inline-flex;align-items:center;gap:9px;
  background:rgba(255,255,255,.13);color:var(--creme);
  border:1px solid rgba(255,255,255,.16);
  font-size:12px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;
  padding:8px 15px;border-radius:999px;margin-bottom:26px;
  backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);
}
.hero-olho::before{content:"";width:6px;height:6px;border-radius:50%;background:#FF7A6B}
.hero h1{color:#F7F3E9;font-weight:500;line-height:.94;letter-spacing:-.055em;text-wrap:balance}
.hero h1 em{font-style:normal;color:var(--ouro-300)}
.hero-lead{margin:28px 0 34px;max-width:44ch;color:rgba(247,243,233,.82);font-size:var(--t-lead);line-height:1.5;text-wrap:pretty}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px}
.hero-provas{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:32px;font-size:14px;color:rgba(247,243,233,.78)}
.hero-provas li{display:flex;align-items:center;gap:8px}
.hero-provas svg{width:15px;height:15px;stroke:var(--ouro-300);fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}

/* --- 4. Números ------------------------------------------ */
.numeros{background:var(--verde);color:#9FB0A4;padding-block:clamp(48px,5.6vw,76px)}
.numeros-grade{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(20px,3vw,40px)}
.numeros-grade > div{padding-left:clamp(16px,2vw,28px);border-left:1px solid rgba(255,255,255,.13)}
.numeros-grade > div:first-child{padding-left:0;border-left:0}
.numeros-grade dt{font-size:clamp(38px,4.4vw,58px);font-weight:500;letter-spacing:-.05em;line-height:1;color:#F4F1E8}
.numeros-grade dd{margin-top:14px;font-size:14px;line-height:1.5;max-width:27ch}

/* --- 5. Tour de produtos --------------------------------- */
.tour{padding-block:var(--secao)}
.tour-cab,.bento-cab,.cartoes-cab,.credito-cab,.passos-cab{
  display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);
  gap:clamp(24px,4vw,64px);align-items:end;
  margin-bottom:clamp(32px,4vw,56px);
}
.tour-cab h2,.bento-cab h2,.cartoes-cab h2,.credito-cab h2{max-width:15ch}
.tour-cab .lead,.bento-cab .lead,.cartoes-cab .lead,.credito-cab .lead{max-width:46ch;color:var(--tinta-2)}

.tour-rotativo{padding:0;border:0;margin:0}
.tour-abas{gap:8px;border:0;margin-bottom:26px;flex-wrap:wrap}
.tour-aba{
  padding:11px 20px;border-radius:999px;background:rgba(18,22,15,.06);
  font-size:15px;font-weight:500;color:var(--tinta-2);transition:background .2s,color .2s;
}
.tour-aba:hover{background:rgba(18,22,15,.1);color:var(--tinta)}
.tour-aba[aria-selected="true"]{background:var(--tinta);color:#FAF8F2}
.tour-aba i{display:none}

.tour-painel{
  display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.92fr);
  gap:clamp(28px,4vw,64px);align-items:center;
  background:#FCFBF7;border:1px solid var(--linha);border-radius:var(--raio-xg);
  padding:clamp(26px,3.4vw,48px);
}
.home .tour-painel b{font-size:inherit;line-height:inherit;letter-spacing:normal;color:inherit}
.home .tour-painel p{font-size:inherit;color:inherit;max-width:none;line-height:inherit}
.tour-kicker{font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#626C63;margin-bottom:12px}
.home .tour-copy b{display:block;font-size:clamp(52px,5.6vw,84px);font-weight:500;line-height:1;letter-spacing:-.06em;color:var(--verde)}
.tour-copy h3{font-size:clamp(20px,1.75vw,26px);font-weight:500;line-height:1.24;margin:12px 0 24px;max-width:26ch}
.lista-check{display:grid;gap:11px;margin-bottom:28px}
.lista-check li{position:relative;padding-left:28px;font-size:15px;color:var(--tinta-2);line-height:1.45}
.lista-check li::before{
  content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;
  background:#E4EFE6 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231F6B3A' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/11px no-repeat;
}
.link-seta{display:inline-flex;align-items:center;gap:8px;font-size:15px;font-weight:600;color:var(--verde);border-bottom:1px solid rgba(22,50,31,.28);padding-bottom:3px;transition:gap .2s}
.link-seta:hover{gap:12px}
.link-seta svg{width:16px;height:16px}

.mini{background:var(--papel);border:1px solid var(--linha);border-radius:22px;padding:22px}
.mini-topo{display:flex;align-items:center;justify-content:space-between;font-size:12px;color:#626C63;margin-bottom:10px}
.mini-topo i{font-style:normal;background:rgba(18,22,15,.06);border-radius:999px;padding:4px 10px;font-size:11px}
.mini-linha{display:grid;grid-template-columns:34px minmax(0,1fr) auto;gap:12px;align-items:center;padding:12px 0;border-top:1px solid var(--linha)}
.mini-icone{width:34px;height:34px;border-radius:11px;background:rgba(18,22,15,.06);display:grid;place-items:center;font-size:14px;color:var(--tinta-2)}
.mini-icone.entra{background:#E4EFE6;color:#1F6B3A}
.mini-linha b{display:block;font-size:13px;font-weight:500;line-height:1.3}
.mini-linha small{display:block;font-size:11px;color:#626C63}
.mini-linha em{font-style:normal;font-size:13px;font-weight:500;white-space:nowrap}
.mini-rodape{display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--linha);margin-top:4px;padding-top:14px;font-size:13px}
.mini-rodape span{color:#626C63}
.mini-rodape b{font-weight:600}
.mini-nota{font-size:11px;color:#667066;margin-top:10px}
.mini-grafico{display:flex;align-items:flex-end;gap:8px;height:124px;margin:14px 0 18px}
.mini-grafico span{flex:1;height:var(--h);border-radius:6px 6px 3px 3px;background:linear-gradient(180deg,#3C8A58,#1E4E33)}
.mini--credito .mini-rotulo{font-size:11px;color:#626C63;margin-top:6px}
.mini--credito .mini-valor{font-size:clamp(28px,2.4vw,36px);font-weight:500;letter-spacing:-.045em;color:var(--verde);line-height:1.1;margin:2px 0 4px}
.mini-barra{height:6px;border-radius:999px;background:rgba(18,22,15,.09);overflow:hidden;margin:14px 0}
.mini-barra span{display:block;height:100%;border-radius:999px;background:var(--verde-600)}

/* --- 6. Bento -------------------------------------------- */
.bento-secao{background:var(--superficie);padding-block:var(--secao)}
.bento{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.bento-card{
  background:#FCFBF7;border:1px solid rgba(18,22,15,.06);border-radius:26px;
  padding:clamp(24px,2.4vw,32px);display:flex;flex-direction:column;gap:20px;justify-content:space-between;
  transition:transform .3s cubic-bezier(.4,0,.2,1),box-shadow .3s;
}
.bento-card:hover{transform:translateY(-3px);box-shadow:0 26px 50px -34px rgba(18,22,15,.4)}
.bento-icone{width:44px;height:44px;border-radius:13px;background:rgba(18,22,15,.055);display:grid;place-items:center;margin-bottom:20px}
.bento-icone svg{width:21px;height:21px;stroke:var(--verde-600);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.bento-card h3{font-size:21px;font-weight:500;margin-bottom:9px;letter-spacing:-.025em}
.bento-card p{font-size:14.5px;line-height:1.55;color:var(--tinta-2);max-width:42ch}

.bento-card--destaque{grid-column:span 2;flex-direction:row;align-items:center;gap:clamp(20px,3vw,40px);background:var(--verde);border-color:transparent;color:#9FB0A4}
.bento-card--destaque h3{color:#F4F1E8;font-size:24px}
.bento-card--destaque p{color:#9FB0A4}
.bento-card--destaque .bento-icone{background:rgba(255,255,255,.09)}
.bento-card--destaque .bento-icone svg{stroke:var(--ouro-300)}
.bento-ui{flex:none;width:min(46%,290px);background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:18px}
.bento-ui-linha{display:flex;justify-content:space-between;gap:12px;font-size:12px;color:#9FB0A4;padding:7px 0}
.bento-ui-linha b{color:#F1EEE6;font-weight:500;font-size:12px}
.bento-ui-ok{display:flex;align-items:center;gap:8px;margin-top:10px;padding-top:12px;border-top:1px solid rgba(255,255,255,.1);font-size:12px;color:#B7E4C2}
.bento-ui-ok svg{width:14px;height:14px;stroke:#B7E4C2;fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}

.bento-card--claro{grid-column:1/-1;flex-direction:row;align-items:center;justify-content:space-between;gap:min(5vw,56px)}
.bento-moedas{display:flex;gap:8px;flex:none}
.bento-moedas span{
  display:grid;place-items:center;width:62px;height:62px;border-radius:50%;
  border:1px solid rgba(18,22,15,.12);font-size:12px;font-weight:600;letter-spacing:.04em;color:var(--tinta-2);
  background:var(--papel);
}

/* --- 7. Cartões ------------------------------------------ */
.cartoes{padding-block:var(--secao)}
.home .planos{gap:14px;align-items:stretch}
.home .plano{
  background:#FCFBF7;border:1px solid var(--linha);border-radius:28px;
  padding:clamp(24px,2.4vw,30px);position:relative;
}
.home .plano--destaque{background:var(--verde);border-color:transparent;color:#9FB0A4}
.home .plano--escuro{background:#0B1510;border-color:rgba(255,255,255,.08)}
.plano-topo{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:6px}
.home .plano h3{font-size:26px;letter-spacing:-.03em}
.plano-selo{
  font-size:10px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;
  padding:5px 10px;border-radius:999px;background:rgba(18,22,15,.06);color:var(--tinta-2);white-space:nowrap;
}
.plano-selo--ouro{background:rgba(217,188,134,.22);color:#8A6A39}
.home .plano--destaque .plano-selo{background:rgba(255,255,255,.1);color:var(--ouro-300)}
.plano--destaque .plano-selo--ouro{background:rgba(217,188,134,.18)}
.home .plano--escuro .plano-selo{background:rgba(255,255,255,.08);color:var(--ouro-300)}
.home .plano .preco{font-size:13px;font-weight:500;color:#626C63;margin-bottom:22px;line-height:1.4}
.home .plano--destaque .preco{color:#9FB0A4}
.home .plano--escuro .preco{color:#8FA396}
.plano-metal{width:100%;margin-bottom:24px}
.home .plano--destaque h3,.home .plano--escuro h3{color:#F4F1E8}
.home .especs{gap:15px;margin-bottom:26px}
.home .especs dt{font-size:12px;font-weight:600;letter-spacing:.03em;color:#626C63;text-transform:uppercase}
.home .especs dd{font-size:14px;line-height:1.45;color:var(--tinta-2)}
.home .plano--destaque .especs dt{color:#8FA396}
.home .plano--destaque .especs dd{color:#C9D6CC}
.home .plano--escuro .especs dt{color:#8FA396}
.home .plano--escuro .especs dd{color:#C9D6CC}
.home .plano .btn{margin-top:auto}
.home .plano--destaque .btn--escuro{background:#F4F1E8;color:var(--verde)}
.home .plano--destaque .btn--escuro:hover{background:#fff}
.home .plano-nota{color:#667066;max-width:70ch}

/* --- 8. Rendimento --------------------------------------- */
.render{background:var(--verde);color:#9FB0A4;padding-block:var(--secao)}
.render-grade{display:grid;grid-template-columns:minmax(0,.88fr) minmax(0,1.12fr);gap:clamp(32px,4vw,64px);align-items:center}
.render-olho{
  display:inline-flex;align-items:center;gap:9px;font-size:11px;font-weight:600;
  letter-spacing:.13em;text-transform:uppercase;color:var(--ouro-300);
  background:rgba(255,255,255,.07);padding:7px 14px;border-radius:999px;margin-bottom:24px;
}
.render-olho::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--ouro-300)}
.render h2{color:#F4F1E8}
.render .lead{color:#9FB0A4;margin:22px 0 32px;max-width:42ch}
.home .calc-pills{justify-content:flex-start;margin-bottom:16px}
.home .abas{background:rgba(255,255,255,.06);padding:5px;gap:4px;border-radius:999px;flex-wrap:wrap}
.home .aba{font-size:14px;padding:10px 16px;color:#A9B7AF}
.home .aba:hover{color:#F4F1E8}
.home .aba[aria-pressed="true"]{background:#F4F1E8;color:var(--verde)}
.home .calc-painel{
  background:rgba(255,255,255,.045);border:1px solid rgba(255,255,255,.1);
  border-radius:28px;box-shadow:none;
}
.render-painel{padding:clamp(26px,3vw,38px)}
.home .calc-painel .rotulo{color:#A9B7AF}
.home .calc-painel .nota{color:#7E9185}

/* --- 9. Crédito ------------------------------------------ */
.credito{padding-block:var(--secao)}
.credito-grade{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.credito-card{
  position:relative;display:flex;flex-direction:column;gap:10px;
  background:#FCFBF7;border:1px solid var(--linha);border-radius:26px;
  padding:clamp(26px,2.8vw,36px);min-height:250px;
  transition:background .28s,color .28s,transform .28s,border-color .28s;
}
.credito-card:hover{background:var(--verde);border-color:transparent;transform:translateY(-3px)}
.credito-num{font-size:11px;font-weight:600;letter-spacing:.14em;color:#78837A}
.credito-card h3{font-size:clamp(20px,1.8vw,24px);font-weight:500;margin:6px 0 2px;letter-spacing:-.03em}
.credito-card p{font-size:14.5px;line-height:1.55;color:var(--tinta-2);max-width:42ch}
.credito-tag{
  align-self:flex-start;margin-top:auto;padding:6px 12px;border-radius:999px;
  background:rgba(18,22,15,.055);font-size:12px;font-weight:600;color:var(--verde-600);
  transition:background .28s,color .28s;
}
.credito-card:hover h3{color:#F4F1E8}
.credito-card:hover p{color:#9FB0A4}
.credito-card:hover .credito-num{color:#7E9185}
.credito-card:hover .credito-tag{background:rgba(255,255,255,.1);color:var(--ouro-300)}

/* --- 10. Passos ------------------------------------------ */
.passos{background:var(--superficie);padding-block:var(--secao)}
.passos-cab{grid-template-columns:1fr}
.passos-grade{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(22px,3vw,48px);list-style:none}
.passos-grade > li{border-top:1px solid rgba(18,22,15,.16);padding-top:22px}
.passo-num{display:block;font-size:11px;font-weight:600;letter-spacing:.14em;color:#626C63;margin-bottom:20px}
.passos-grade h3{font-size:clamp(21px,1.9vw,26px);font-weight:500;margin-bottom:10px;letter-spacing:-.03em}
.passos-grade p{font-size:14.5px;line-height:1.55;color:var(--tinta-2);max-width:36ch}

/* --- 11. Segurança --------------------------------------- */
.seguro{padding-block:var(--secao)}
.seguro-cab{max-width:560px;margin-bottom:clamp(32px,4vw,56px)}
.seguro-grade{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(20px,2.6vw,40px)}
.seguro-grade > div{border-top:1px solid rgba(18,22,15,.16);padding-top:22px}
.seguro-grade svg{width:26px;height:26px;stroke:var(--verde-600);fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;margin-bottom:18px}
.seguro-grade b{display:block;font-size:18px;font-weight:500;line-height:1.25;margin-bottom:8px;letter-spacing:-.02em}
.seguro-grade p{font-size:14px;line-height:1.55;color:var(--tinta-2)}

/* --- 12. Perguntas --------------------------------------- */
.perguntas{background:var(--superficie);padding-block:var(--secao)}
.perguntas-cab{max-width:520px;margin-bottom:clamp(28px,3.6vw,48px)}
.home .faq{max-width:900px;margin-inline:0;border-top:1px solid rgba(18,22,15,.14)}
.home .faq details{border-bottom:1px solid rgba(18,22,15,.14)}
.home .faq summary{font-size:clamp(18px,1.7vw,22px);padding:24px 0}
.home .faq p{max-width:70ch;font-size:15px;padding-bottom:24px}

/* --- 13. Chamada do app ---------------------------------- */
.app-cta{padding-block:clamp(48px,6vw,88px)}
.app-cta-caixa{
  position:relative;overflow:hidden;
  display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);
  gap:clamp(28px,4vw,56px);align-items:center;
  background:linear-gradient(152deg,#1A3B24 0%,#0F2919 52%,#08160E 100%);
  border-radius:36px;padding:clamp(30px,4.6vw,64px);
}
.app-cta-caixa::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(60% 70% at 82% 18%,rgba(217,188,134,.16),transparent 65%);
  pointer-events:none;
}
.app-cta-texto{position:relative}
.app-cta-olho{font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--ouro-300);margin-bottom:20px}
.app-cta h2{color:#F4F1E8;font-size:clamp(34px,4.4vw,58px);line-height:1.02;margin-bottom:20px}
.app-cta-texto > p{color:#9FB0A4;font-size:var(--t-lead);line-height:1.5;max-width:40ch}
.app-cta-lojas{display:flex;flex-wrap:wrap;gap:10px;margin:28px 0 14px}
.loja{
  display:inline-flex;align-items:center;gap:10px;padding:12px 20px;border-radius:999px;
  border:1px solid rgba(255,255,255,.22);color:#F4F1E8;font-size:14px;font-weight:500;
  transition:background .2s,border-color .2s;
}
.loja:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.4)}
.loja svg{width:17px;height:17px;fill:currentColor}
.app-cta-nota{font-size:12px;color:#7E9185}

.app-cta-visual{position:relative;display:grid;place-items:center}
.celular{
  position:relative;width:min(300px,86%);
  background:#0A1A11;border:1px solid rgba(255,255,255,.14);border-radius:34px;
  padding:24px 20px 20px;color:#DCE6DE;
  box-shadow:0 44px 80px -38px rgba(0,0,0,.9),inset 0 1px 0 rgba(255,255,255,.1);
  transform:rotate(-3deg);
}
.celular-notch{width:64px;height:5px;border-radius:999px;background:rgba(255,255,255,.18);margin:0 auto 22px}
.celular-ola{font-size:11px;color:#8FA396;letter-spacing:.02em}
.celular-saldo{font-size:clamp(24px,2.3vw,30px);font-weight:500;letter-spacing:-.045em;color:#F7F5EF;line-height:1.1;margin:4px 0 16px}
.celular-barra{height:5px;border-radius:999px;background:rgba(255,255,255,.1);overflow:hidden;margin-bottom:20px}
.celular-barra span{display:block;height:100%;width:68%;border-radius:999px;background:var(--ouro-300)}
.celular-atalhos{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin-bottom:18px}
.celular-atalhos span{font-size:10px;text-align:center;padding:9px 4px;border-radius:10px;background:rgba(255,255,255,.06);color:#B9C7BC}
.celular-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:14px}
.celular-card span{font-size:10px;color:#8FA396}
.celular-card b{display:block;font-size:13px;font-weight:500;color:#F1EEE6;margin:2px 0 10px}
.celular-progresso{height:5px;border-radius:999px;background:rgba(255,255,255,.1);overflow:hidden}
.celular-progresso span{display:block;height:100%;border-radius:999px;background:linear-gradient(90deg,#E8D3AE,#D9BC86)}

/* --- 14. Rodapé na home ---------------------------------- */
body.home .rodape{background:#0B1510;padding-block:clamp(56px,6vw,80px) 36px}
body.home .rodape-marca{padding-bottom:44px}
body.home .rodape-marca img{height:64px}
body.home .rodape-links{border-top-color:rgba(255,255,255,.09)}
body.home .rodape h4{
  font-size:11px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;
  color:#8FA396;margin-bottom:18px;
}
body.home .rodape-links li{margin-bottom:12px}
body.home .rodape-links a{font-size:14.5px}

/* --- 15. Responsivo -------------------------------------- */
@media (max-width:1080px){
  body.home .nav{display:none}
  .nav-botao{display:grid}
  .hero{min-height:600px}
  .hero-texto{max-width:480px}
  .tour-cab,.bento-cab,.cartoes-cab,.credito-cab{grid-template-columns:1fr;gap:18px;align-items:start}
  .tour-painel{grid-template-columns:1fr;gap:32px}
  .render-grade{grid-template-columns:1fr;gap:36px}
  .bento{grid-template-columns:repeat(2,1fr)}
  .bento-card--destaque{grid-column:1/-1;flex-direction:column;align-items:flex-start}
  .bento-ui{width:100%}
  .numeros-grade{grid-template-columns:1fr 1fr;gap:32px 24px}
  .numeros-grade > div:nth-child(3){padding-left:0;border-left:0}
  .passos-grade{grid-template-columns:1fr 1fr}
  .seguro-grade{grid-template-columns:1fr 1fr;gap:28px}
  .app-cta-caixa{grid-template-columns:1fr}
  .app-cta-visual{margin-top:12px}
}

@media (max-width:860px){
  .home .planos,.credito-grade{grid-template-columns:1fr}
  .home .plano:last-child{grid-column:auto}
  .bento-card--claro{flex-direction:column;align-items:flex-start}
}

@media (max-width:680px){
  body.home .wrap{padding-inline:20px}
  body.home .topo-linha{height:68px;gap:16px}
  .nav-mobile{top:68px;padding-inline:20px}
  body.home .entrar{display:none}
  body.home .btn{font-size:15px;padding:14px 24px}
  .hero{padding-block:28px 56px}
  .hero h1{letter-spacing:-.05em}
  .hero-lead{font-size:17px;margin:22px 0 28px}
  .hero-provas{gap:8px 18px;font-size:13px}
  .hero{
    min-height:780px;align-items:flex-end;
    padding-block:calc(var(--topo-h) + 40px) 44px;
  }
  .hero-texto{max-width:none}
  .hero-sombra{
    background:
      linear-gradient(180deg,rgba(6,20,13,.62) 0%,rgba(6,20,13,0) 15%),
      linear-gradient(180deg,rgba(6,20,13,.08) 0%,rgba(6,20,13,.48) 34%,rgba(6,20,13,.88) 64%,rgba(6,20,13,.96) 100%),
      linear-gradient(90deg,rgba(6,20,13,.42) 0%,rgba(6,20,13,.04) 80%);
  }
  .hero-midia img{object-position:70% 20%}

  .numeros-grade{grid-template-columns:1fr 1fr;gap:26px 18px}
  .numeros-grade > div{padding-left:16px}
  .numeros-grade > div:nth-child(odd){padding-left:0;border-left:0}
  .numeros-grade dt{font-size:34px}
  .numeros-grade dd{font-size:13px}

  .bento{grid-template-columns:1fr}
  .bento-card--destaque{grid-column:auto}
  .bento-card{padding:24px}
  .bento-moedas span{width:54px;height:54px;font-size:11px}

  .tour-painel{padding:22px;border-radius:24px}
  .tour-abas{gap:6px}
  .tour-aba{padding:9px 15px;font-size:14px}
  .tour-copy b{font-size:56px}
  .mini{padding:16px}

  .passos-grade,.seguro-grade{grid-template-columns:1fr}
  .passo-num{margin-bottom:20px}
  .app-cta-caixa{border-radius:26px;padding:26px}
  .app-cta-lojas{flex-direction:column;align-items:stretch}
  .loja{justify-content:center}
  .celular{transform:none}

  body.home .rodape-links{grid-template-columns:1fr 1fr}
}

@media (max-width:420px){
  body.home .btn{font-size:14.5px;padding:13px 20px}
  body.home .topo-linha{gap:10px}
  body.home .marca b{font-size:21px}
  .hero h1{font-size:clamp(38px,11vw,48px)}
}

@media (prefers-reduced-motion:reduce){
  .js body.home .rev{opacity:1;transform:none;transition:none}
  .bento-card,.credito-card,.link-seta{transition:none}
  .bento-card:hover,.credito-card:hover{transform:none}
}